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Enhancing Commuter Convenience: Mocasa, beep™ Team Up for Effortless Payment Solutions

11 August 2023 | Manila, Philippines – Philippines’ first virtual credit wallet, Mocasa, and Automated Fare Collection Service provider, AF Payments Inc. (AFPI), recently announced their partnership aimed at improving the everyday travel experience for millions of Filipino commuters. Through this collaboration, users can now easily and securely reload their beep™ cards using Mocasa.

Present in the MOA signing were (from L to R) AFPI Chief Commercial Officer Sharon Fong, AFPI President and CEO Jonathan Juan Moreno, Mocasa Chief Executive Officer Robin Wong and AFPI Chief Finance Officer Chona Christine Basilio

The collaboration comes at an opportune moment with the Philippine government, spearheaded by the Bangko Sentral ng Pilipinas (BSP), pushing for cashless payment transactions, particularly in the transportation sector.

To reload a beep™ card, users simply need to download the Mocasa mobile app and apply for a Pay Later account and activate their virtual Mastercard. Once approved, they can choose either to top-up or use their virtual Mastercard to reload.

For the top-up loading option, users simply need to go to the “Buy Load” section, select “BEEP” and choose their desired denomination. Users have to enter their beep™ account number and pay with Mocasa credit.

Users can also reload using the virtual credit card (VCC) option. They just have to tap the beep™ logo in Mocasa’s home page which will redirect them to beep™ app. Once rerouted, a pop-up window will show users instructions on how to reload using their VCC by tapping the “MPay” logo and keying in their card details checkout section. This integration streamlines the payment process, and users can be assured that their personal and financial information remain protected at all times.

In addition, Mocasa and AF Payments Inc. will develop loyalty programs that reward frequent Mocasa-beep™ users with exclusive perks and incentives. Both companies also promise to continuously enhance their systems and processes to meet the ever-evolving needs of commuters.

Mocasa Chief Executive Officer Robin Wong and AFPIPresident and CEO Jonathan Juan Moreno

“We are honored and excited to partner with AF Payments Inc. to further ease the way people travel and pay for transportation services,” said Robin Wong, Chief Executive Officer of Mocasa. “By leveraging our virtual credit technology and AFPI’s extensive network, we aim to redefine the commuting experience, making it more seamless and enjoyable for passengers.”

Jonathan Juan Moreno, President and Chief Executive Officer of AF Payments Inc., expressed equal enthusiasm, “This partnership represents a significant milestone in our mission to provide Filipino commuters with the most advanced and user-friendly payment options. Together with Mocasa, we are excited to introduce an innovative payment method that simplifies and enhances the travel experience.”

Both companies are committed to an efficient and timely integration process, with the first phase of the partnership’s offerings expected to roll out to commuters within the quarter.

beep™ cards can be purchased and used at Light Rail Transit Line 1 (LRT-1), Light Rail Transit Line 2 (LRT-2), Metro Rail Transit Line 3 (MRT-3) stations, select Point-to-Point (P2P) Bus Stations, and retail partners. They are also available in AFPI’s official e-commerce platforms – Lazada, Shopee, and FB Marketplace.

Users are also encouraged to download the beep™ mobile app and register their card for convenient reloading, to check their balance, monitor transactions, and earn rewards points.

Mocasa is a financial technology company duly licensed and regulated by the Securities and Exchange Commission (SEC) and an accredited accessing entity of Credit Information Corporation (CIC). To learn more about the latest updates from Mocasa, visit www.mocasa.com or its Facebook, Instagram and Tiktok accounts. Customers are encouraged to download the app in Google Play or App Store to know more about its services and latest promos.


Founded in 2021, Mocasa is a fintech company focusing on providing innovative credit payment services to the Philippine market. It aims to enable Filipino users to experience the convenience of credit payment anytime and anywhere – whether online or offline, without actually owning a physical card – while also enjoying benefits such as zero interest when paying on time, flexible installment plans, and credit limit growth.

Currently, Mocasa has over 200,000 users who have successfully obtained credit limit. It has also integrated with many well-known partners to provide quality credit services such as Mastercard and Credit Information Corporation (CIC).

To learn more about Mocasa or to experience its credit payment service, visit www.mocasa.com or download the Mocasa App in Google Play or Apple App Store.




AF Payments Inc. is the leading provider of contactless payment solutions and Automated Fare Collection System (AFCS) in the Philippines. Through its flagship product, the beep™ card, it is revolutionizing the way people pay for their everyday transactions, making its faster, more convenient, and secure.


AF Payments Inc. is a consortium of Metro Pacific Investments Corp. (MPIC) and Ayala Corp.


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