Splitting the bill after brunch, sending allowance to family, or paying a small business in seconds just got easier—and cheaper with Metrobank.

Metrobank has reduced its InstaPay fee to its lowest rate ever of just PHP8 per transaction, making everyday money transfers more budget-friendly via the Metrobank App and Online site.
Digital transfers have become part of daily life for many Filipinos. What used to be a once-in-a-while convenience is now how people manage their money, quickly sending funds for groceries, utilities, online shopping, and side hustles. With more people relying on instant transfers, even small fees can add up over time.
That’s why Metrobank’s new PHP8 InstaPay rate is designed for real, everyday use. Previously set at PHP25, the new rate positions Metrobank among the more competitive InstaPay fee offerings in the market. InstaPay transfers from one Metrobank account to another remains free of charge.
“By lowering our InstaPay fee to PHP8, we are making digital payments more convenient for our customers” said Ramon Del Rosario, Metrobank Consumer Business Sector Head. “It’s about supporting Filipinos in their day-to-day financial needs.”
“We just want our clients to have more options,” he added. “Every transaction should be simple, secure, and now, more affordable.”
Last year, Metrobank launched eSavings, a secure digital account that allows first-time Metrobank deposit clients to save, manage, and grow their money. With just a PHP2,000 minimum deposit balance, accountholders get access to a suite of benefits to save smarter and achieve their long-term goals with ease.
To enjoy lower InstaPay fees and FREE Metrobank-to-Metrobank transfers, open a Metrobank eSavings account anytime, anywhere through the Metrobank App. You can also visit any Metrobank branch near you to start your financial journey with the country’s strongest bank.
Download the Metrobank App now on the Apple App Store, Google Play Store, and Huawei App Gallery.